Rick Gorham

Global Insight Monthly

High Expectations

Most major equity markets have moved to new high ground, propelled by expectations for interest rate cuts. But we are not out of the woods yet. Read the Global Insight Monthly »

Value statement

Through a comprehensive approach to managing wealth, I help my clients address their current financial needs and develop strategies to help them achieve their long-term goals. Examples of financial solutions I provide my clients and their families are: growing assets in their nest egg during the accumulation phase of their working years, income planning during the distribution phase of their retirement, college savings plans for their children and grandchildren, and reviewing life insurance and long term care insurance needs.

Investment philosophy

My investment philosophy utilizes a combination of strategic & tactical approaches. A strategic buy-and-hold asset allocation strategy comprised of a broadly diversified portfolio of international & domestic stocks, bonds, CD’s and cash. In addition, I will closely monitor market and economic events to identify short-term investment opportunities. Where it is appropriate, I utilize stop-loss orders and option strategies to take advantage of the upside, yet still help provide some protection on the downside.

Advice you can trust

Distinguished by a long heritage of financial integrity and unwavering dedication to our clients, RBC has consistently earned high credit ratings.¹

Moody's Aa1 and A1 / stable⁴
Standard & Poor's AA- and A / stable⁴
Fitch Ratings AA² and AA-³ / stable⁴

Additionally, RBC has a reputation of strength and stability with a high-quality balance sheet, proactive risk management and a strong liquidity position.

<ol> <li>RBC Capital Markets, LLC is a wholly-owned subsidiary of, and separate legal entity from, Royal Bank of Canada. Royal Bank of Canada does not guarantee any debts or obligations of RBC Capital Markets, LLC. Credit ratings are not recommendations to purchase, sell or hold a financial position in as much as they do not comment on market price or suitability for a particular investor. Ratings are subject to revision or withdrawal at any time by a rating agency.</li> <li>Ratings (as at February 27, 2024) for senior long-term debt issued prior to September 23, 2018 and senior long-term debt issued on or after September 23, 2018, which is excluded from the Canadian Bank Recapitalization (Bail-in) regime.</li> <li>Ratings (as at February 27, 2024) for senior long term debt issued on or after September 23, 2018 which is subject to conversion under the Bail-in regime.</li> <li>Ratings outlook.</li> </ol>

Taking the next step

Whether you're a current client who would like to review your portfolio, or a potential client that would like to learn more about my approach, I would love to hear from you. To set up a consultation click Contact.

Bulletin Board

June 1, 2023

Global insight weekly
April 3, 2024

Global insight monthly
April 15, 2024

Market week
July 10, 2023

Investor's Edge
June 15, 2023

Trend & cycle roadmap

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